Market Watch

May 26, 2012 @ 06:00 PM

Dow Jones Industrials 12,454.83- 74.92
Dow Jones Transportation 5,079.84- 28.56
Dow Jones Utilities 467.35+ 0.44
Nasdaq Composite 2,837.53- 1.85
Nasdaq 100 2,527.05- 4.30
S&P 500 1,317.82- 2.86
S&P 100 599.18- 2.22
NYSE Composite 7,534.33- 18.03
AMEX Composite 2,227.38+ 1.45

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LJH Financial Group

Steve M. Lovelace
Michael D. Johnson, CFP®
Keith Hullum, CFP®

We at LJH Financial Group are dedicated and committed to educating and motivating each of our clients on how to prepare for their future and present financial needs.  Our main agenda is to interest our clients into thinking strategically about addressing their goals.

We hope that you take advantage of some of the many different resources on this site!  To name a few, there are the calculators were you can use to estimate how much income and savings you may need in retirement or you can compare the potential future value of tax-deferred investments to that of taxable investments.  Furthermore, you will find a few newsletters and articles covering many financial service topics on this web site.

In addition, we believe in lifestyle planning.  Our financial professionals will help you through every stage of your financial life cycle, from when you start your first full-time job all the way to when you are considering retirement and all the many stages in-between.  We are an established group in helping individuals and businesses address their financial planning, investment services and risk management needs.  While working with one of our financial professionals, your planning process will include: discovery of your situation, profile of your priorities and then finally, creation and implementation of a strategy.  Regular reviews will play an important part in making sure that throughout the years the strategies we implement remain consistent with your goals.

We take pride in educating the community and we at LJH Financial Group are willing to work with any size group or corporation and implement a financial seminar for a given specified topic.

Being involved in the community is very important to each of us!  Our commitment to give back to the community is demonstrated by all our many yearly non-profit organizations and non-profit programs we each support.  Over the years we have supported the Charles Wright African-American Museum, the Detroit Public Schools and the Detroit Fire Department.

Thank you for visiting our web site!

Sincerely,

Steve Lovelace, Michael Johnson, CFP® and Keith Hullum, CFP®

CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP (with flame logo)® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

Newsletters

What Kind of Investor Are You?

Although most Americans seem to understand that investment involves risk, there is a wide spectrum in how much risk each investor is willing to assume. Among the factors to consider are comfort level, time horizon, and net worth. This article helps investors to consider their appropriate level of risk.

Balancing Stability and Growth

An investor who is 2 or 3 decades from retirement could decide to be more aggressive in pursuing investment growth than someone approaching retirement. Even though investors address this by transitioning to a more conservative asset allocation, they still need to seek growth while balancing the desire for principal preservation. This article offers some factors to consider.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

Doing Your Heirs a Favor

Although a will and a trust specify disposition of assets, many other details of an individual’s final wishes might be explained in a letter of instructions. This article offers some topics to consider addressing in the letter to help loved ones make decisions and take care of final arrangements.

More Newsletters →

Calculators

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

Savings Accumulation

Estimate the future value of your current savings.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

More Calculators →


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